Charlottesville is more than just a city — it’s a vibrant community filled with history, culture, and breathtaking natural beauty. From the stunning Blue Ridge Mountains to the lively Downtown Mall, owning a home here means joining something truly special. Our mortgage solutions are designed to help you plant your roots and build your future in Charlottesville.
Years of Experience
At Charlottesville Home Loan, we’re more than lenders — we’re your neighbors. Proudly rooted in Charlottesville, we understand the unique charm of every neighborhood, from the historic Downtown Mall to the serene mountain views. Our mission is to guide you through the mortgage process with trust, transparency, and a personal touch, helping you put down lasting roots in the community we all love.
We’re committed to helping Charlottesville residents find comfort, stability, and pride through trusted mortgage guidance tailored to every neighborhood’s unique charm and lifestyle.
To make homeownership in Charlottesville simple, transparent, and personal — helping every resident find the perfect place to call home.
To build a stronger Charlottesville community where trust, guidance, and local expertise turn homeownership dreams into lasting realities.
Speak with our local team for personalized mortgage guidance, fast pre-approvals, and expert support to make your Charlottesville homeownership journey simple and stress-free.
Work with Duane Buziak for expert mortgage guidance, personalized solutions, and trusted support to make your Charlottesville homeownership journey seamless and confident.
Deep understanding of VA, FHA, Jumbo, and Conventional loans so you're never in the dark.
With thousands of closings, Duane delivers results - fast, efficient, and client-focused.
Strong connections with realtors, underwriters, and lenders to keep your deal moving forward.
Get answers to common mortgage questions, understand your options, and gain confidence with expert guidance for a smooth Charlottesville homebuying experience.
Start by getting pre-approved for a mortgage to understand your budget and strengthen your offer.
We help evaluate fixed-rate, adjustable-rate, and other options to match your financial goals.
A Home Equity Line of Credit lets you borrow against your home’s equity for flexibility and lower interest rates.
Refinancing can help lower monthly payments, reduce interest, or access home equity when rates are favorable.
Typical approvals take 30–45 days, depending on documentation, property type, and lender requirements.
Yes, we guide buyers through options, programs, and strategies to improve approval chances.
We don’t run your credit multiple times — we protect it. Your score stays safe.
